You typically need identity proof (Aadhaar/PAN), address proof, passport-size photographs, income proof, bank statements, and property-related documents such as the sale deed and title papers.
A freehold property gives the buyer full ownership of the property and land, while a leasehold property is owned for a fixed period, after which ownership returns to the original owner.
Real Estate Regulatory Authority (RERA) protects homebuyers by ensuring transparency, timely project delivery, and proper documentation in real estate projects.
Apart from the property price, buyers may need to pay stamp duty, registration charges, maintenance fees, GST (for under-construction properties), and brokerage.
You should check the title deed, encumbrance certificate, RERA registration, building approvals, and property tax records before buying.
Yes, most banks and financial institutions provide home loans based on your income, credit score, and property value.
Carpet Area: Actual usable area inside the apartment
Built-up Area: Carpet area plus walls and balcony
Super Built-up Area: Built-up area plus common areas like lobby, lift, etc.
Under-construction properties are usually cheaper but may involve waiting time, while ready-to-move properties allow immediate possession with no GST.
Property registration involves signing the sale deed, paying stamp duty, and registering the property at the local sub-registrar office.
You should consider location, connectivity, builder reputation, legal approvals, amenities, resale value, and future infrastructure development.
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